Making the Most of Your Summer Job

Congratulations on landing your summer job! I vividly remember my first—as a grocery “stock boy” at an area store. To be honest, I had some mixed emotions about it. On one hand, my paycheck would far exceed any allowance I ever earned! I’d be able to put some money aside for my college fund and still have some left over for extra spending. On the other hand, I wasn’t sure how much I’d enjoy the job, and I’d miss my old summers that were mostly play. Don’t be surprised if you have some of those same feelings.

So, now with the benefit of hindsight, what are my best tips to help you maximize the value of your summer job experience?

  1. Build your life skills. Whether you’re a barista, cashier, sitter, camp counselor, landscaper, server, or otherwise, you’ll gain valuable life skills you might not even realize. Consider these qualities that employers value: high standards, integrity, dependability (including showing up on time, every time!), teamwork, motivation, resilience, enthusiasm, and relational skill. Depending on your job, you’ll be able to develop these skills, for both the summer and for your eventual career!
  2. Demonstrate your leadership skills. Just by landing your job, you’ve demonstrated leadership abilities. However, if you actively pursue leadership opportunities on the job, you’ll add to your repertoire. These examples will make you a more competitive candidate in future interviews.
  3. Develop a network of ambassadors. Throughout life, especially in your career, you will be helped immeasurably by having a great network of fans. Your supervisor and other adults you’ll be working with are potential ambassadors, references, and connectors for you…provided you demonstrate excellence on the job and earn their support!
  4. Learn from the pros. You’ll undoubtedly be surrounded by experienced employees with great reputations. Observe them and learn as much as you can. Seek out their wisdom and career secrets!
  5. Seek valuable feedback. Your supervisor can give you helpful feedback on your job performance and relational skills. I always made it a point to ask for both positive areas and ways I could improve. Take their criticism constructively and include it in your personal growth plan.
  6. Identify your likes and dislikes. Chances are, your summer job will be different from your eventual career. Nonetheless, you’ll gain valuable perspectives about what you’ll like and dislike in your eventual career and work environment. This will help you select a well-matched career and future employer.
  7. Learn about personal finance. Your summer job will offer you excellent opportunities to grow your understanding of personal finance. You’ll quickly learn the difference between gross and net pay (sorry!) and perhaps open your own checking or savings account. With that, will come all the knowledge of banking, checkwriting, debit cards, identity theft, and more. You’ll also develop valuable saving disciplines and learn how to become a wise spender with your newfound income (especially knowing the difference between needs versus wants!). Make the most of these and other opportunities to improve your financial literacy.

Summer jobs offer so much at this pivotal time of life. The experience may not always be fun or exciting, but it builds strong foundational skills for life! Go for it!

 

Communication Strategies that Empower and Influence Your Teen: Part Three

If you’re a parent, mentor, teacher, or coach with a teen (or teens) in your life, you’ve likely had some communication hiccups. Let’s face it—teens can be hard to talk to at times and I’m sure I was no different. That’s why we’re sharing our best tips to relate in a way that’s empowering, uplifting, and effective.

If you missed the first two parts of this series, hop over here to read the first installment and here for the second.

Strategy 5: Invite them into your decisions and respect their opinions.

One of life’s special honors is to be asked for our opinion. It makes us feel respected and valued, especially when we’re in a subordinate position. (In fact, it’s one of the top three motivators of a workforce!) So, knowing this, is it any surprise that our teens will appreciate being asked for his help or opinion?

I’ll never forget my indecision when choosing a title for my first book. I developed a new list every day for weeks, but nothing stuck. Then, in a moment of exasperation, I decided to call my son Michael, who was a sophomore in college at the time. I shared my frustration and without a second of thought, he blurted out, “Dad, why don’t you just call it what it is…it’s what I wish I knew at 18.” I knew it was the perfect title from the moment I heard it. Why didn’t I ask him from the beginning?

Because we parents are older and (usually!) wiser than our children, it’s easy for us to fall into the trap of deciding everything ourselves. Yet, our children can offer invaluable perspectives just like Michael did. If we are training future adults, it’s imperative that we treat them that way, and that includes seeking out their opinions whenever we can. It’s an honor for them to be included, and it can legitimately help with our decisions and understanding.

 

Strategy 6: Remember, how you say it can matter more than what you say.

It’s easy to think that our words are all that matters, but nothing can be further from the truth. Our non-verbal cues can have far greater impact on how we’re received than the actual words we speak.

Our attitude and tone are particularly important in our communications with teens. If we come across as condescending, negative, angry, or irritable, they’ll tune out, shut down, or worse. Repetitive comments, excessive reminders, and above all, nagging, are as counterproductive with them as it is with us. It helps to check our body language, tone, and even attitude before we address an issue—even if it means pausing for a few minutes before we respond. After all, we’re raising future adults and we need to set the example.

 Strategy 7: Fully engage and have fun!

One of the greatest relationship destroyers affecting families is busyness and over-commitment.

How we prioritize our time and allocate it to our children is profoundly important—to us and to them. It’s critical that we create the capacity in our busy lives to invest in them. We will never get the chance to “do-over” and get this time back. That’s a life regret to avoid at all costs.

But, just as important is to have fun and take time off of the performance track. During the teen/young adult years, it’s easy to allow our time and conversations to become consumed by their daily tasks. (A good test is to monitor how much of your communication with them is task driven.) Make room for fun and good times and enter their world. It builds relationship capital for now and in the future.

There you have it! We hope these tips have been insightful and that you’ll consider applying them to your current adult/teen relationship. Remember to acknowledge the uniqueness of your child and to tweak your communications to fit his or her personality style.

Have you applied any of the above strategies to your relationship with your teen? How have they helped (or not helped)? What are your personal strategies for getting your teen to open up and maintain an open line of authentic communication?

 

Communication Strategies that Empower and Influence Your Teen: Part Two

With all the busyness that parenting teenagers entails (homework, sports, after-school activities, sleepovers, college applications, financial aid, finals, parent/teen relationship struggles, etc.), sometimes practicing good communication can fall to the wayside. It’s important to remember that we will never influence and empower our teens to be their best selves without applying effective communication strategies .

Are you struggling to “get through” to your teen? Feeling like you don’t know how to communicate with them as they’re gaining independence and you’re releasing control? This second installment in our three-part series will fill your toolbox with practical ideas to set them up for success (and feel good about it yourself, too!).

If you missed the first two strategies, check out last week’s blog.

 Strategy 3: Value and recognize the person more than the performance.

We all want our children to do their best. But, isn’t it more important for them to be their best? Over the past decade or two, our culture has been breeding “performance parents.” You know, folks who define their own identity and success by the performance of their children. You see it in the stands at Little League games and the desire for “bragging rights” when socializing with other parents.

I witness this firsthand when I speak with teenagers at schools. Many are heartbroken and resentful because of the pressure they feel, the comparison to siblings who are performing better, and the perceived lack of interest by their parents in the person they’re becoming. It’s not healthy and these pressure tactics don’t set them up for success. Rather than feeling valued, they feel controlled, as if managed by a driving supervisor..

Whenever possible, honor the admirable character qualities and behaviors of your children. Instead of simply praising their 3.5 GPA, honor their perseverance, discipline, efforts to improve, character, resilience, and dedication to excellence. Recognize their journey and what got them there, not just the destination. Express your pride in them, even when they don’t take first place. Show them that your love and belief is unconditional. Help them see how much you believe in them.         

 Strategy 4: Test the waters and start with positivity.

It’s not uncommon for teens to experience greater mood swings for reasons we don’t always know or understand. It’s hard when the child who at one point couldn’t stop talking is now the aloof and uncommunicative teen. Sometimes they just need to be alone. It’s important we respect that. It’s been one of my biggest growth areas as a father because I’m an analytic and so interested in their world.

When your teen is quieter than usual, it pays to test the waters with simple, non-controversial questions to take his or her “communication temperature.” If his answers are brief, or his mood seems closed, give him space and let him know that you’ll be around to chat if he wants. Try again the next day, or when you notice his or her temperament is a bit more upbeat and open. Here comes the most crucial part: try to start your conversations with a positive tone or topic. Even when we have tough conversation topics to discuss, it helps to get off on the right foot by saying something that will be appreciated. Negativity from the outset will only close the door. (Note to parents: If you notice your teen’s lack of communication is extended or out of character for them, it may be a sign of deeper struggles they’re experiencing. Be attentive to that possibility and gently ask if everything is okay.)

Communicating with teenagers who may be moody, closed-off, or eager for independence can be difficult. I’m sure it was for our parents, too! Remember to recognize their journey (not just the end result), give them space when they need it, and stay positive.  Stay tuned for next week’s post to learn more strategies for effectively communicating with your teenage children or students.

What strategies have you employed when it comes to communicating with your teen? Have you found some methods that work—and some that don’t? Feel free to chime in—we’d love to hear from you!

Communication Strategies that Empower and Influence Your Teen: Part One

After just finishing up a weekend that focused on all things “Mom,” (and what a great weekend it was!), parenting is fresh on my mind. Parenting is good work. It’s certainly not easy, but it’s vitally important work that forever impacts the lives of the next generation. As I reflect back to when I was parenting young teens, I am reminded of the importance of intentionality in this season of life.. In fact, there is one area that can either make or break your relationship with your teen. Can you guess what it is?

 Communication!

In order to set our kids up for success in adulthood, parents must be effective communicators. The crux of it is this: We may have all the wisdom in the world to offer, but if we package it in an unappealing way, it won’t stick.

Today’s post is the first installment in a three-part miniseries about communicating with our teens and is based on one of the most important chapters in Parenting for the Launch. We hope these strategies help you engage with your teens in a way that promotes trust and mutual respect, while still empowering and influencing them in a positive way.

Strategy 1: Meet them where they are.  

It took me far too long to realize that my kids, Michael and Lauren, were much more communicative at different times and places than others. Deep dinner conversations, chats during commutes, and all the times that were convenient for me often didn’t work for them. I learned that our best conversations were away from home at coffee shops or restaurants. A change of environment made all the difference in the world in terms of their willingness to share with me.

My wife, Jeanne, and I also learned that doing something with your kids (e.g., cooking a meal, watching a show, playing games, listening to music, taking a walk, building something, having a manicure or pedicure, or playing a sport) works. We noticed that a little distraction can take the “heaviness” out of a parent/teen conversation and cause them to open up more. It really helped build relationship capital by enjoying the experience and the conversation—and it could do the same for you!

Find the time and place that works best for your teen and sacrifice your convenience for them at this critical time. Notice what environments bring out more conversation and which don’t and operate accordingly. If they’re not in the mood to talk, let it be and don’t take it personally. After all, they have their own rhythms, too.

Strategy 2: Focus more on understanding and listening.

Because parents have the benefit of experience and wisdom, it’s easy for us to overly direct and control our conversations. The busier we are, the more we run this risk. We can easily do most of the talking and give them advice without first listening to their perspectives and feelings. Sometimes they just need to vent and only want us to listen. We can fall into a trap of prejudging and jumping to conclusions, without giving them the benefit of the doubt and respecting their opinions. Without realizing it, we’re devaluing them, harming our opportunity to influence and their opportunity to grow.

It’s amazing to see the difference in our conversations if our goal is merely to understand, share, and relate. By asking open-ended questions, valuing their opinions (even if you disagree), and focusing more on listening than talking, you’ll build capital and grow deeper in your relationship.

Bottom line: think “share with” rather than “talk to.” It’s a telltale sign that you’re treating them as the adult they are becoming, and they’ll appreciate you for it.

Do you have any special strategies for communicating with your teen? What have you noticed works well in your own parent/teen relationship? Stay tuned for next week when we will dive into two more communication strategies.

 

Smart Financial Planning isn’t as Hard as You Think

There are all sorts of plans and programs and books out there to help people get out of their financial holes and step into a fresh, healthy budget plan. I’m not saying those programs don’t have value, but there is a very simple (and free) way to make sure you stay out of the red when it comes to your finances. Make sure more money is coming in than is going out, and make a conscious, organized, and concerted effort to track your spending.

When to it comes to budgeting, many find it right up there with dieting and root canals in terms of the pleasure factor (which is probably why so many people feel they always fail at it!). However, tracking your spending and disciplining yourself to live within your means and save for the future is definitely worth the effort. If budgeting is not a natural bent for you, don’t give up on the idea altogether. I promise, with just a willing attitude and some good resources to help you stay disciplined, you’ll be able to get on track with your finances.

So, what are my best tips for staying on top of your financial game?

The basic report you should complete (on at least on a quarterly basis) is a cash flow statement. This report tallies your income and expenses in several key categories. It’s the surest way to see whether you’re living within your means and where your spending may be excessive. After subtracting all of your expenses from your income, you’ll see whether your net cash flow for that period is positive or negative. Remember, the goal is positive, positive, positive!
There are many online tools to help analyze your cash flow  (e.g., www.quicken.com and www.mint.com). In the past, analyzing cash flow was a lot more work—you had to save your receipts and organize them manually. But nowadays, if you use a debit card and checks for your purchases and bills, and you link your bank account to your online budgeting program, it will automatically categorize your spending and indicate where your money is going. It will even send you an email in the middle of a month to let you know if you’re over budget in a particular category (it knows if you’ve been bad or good, which is great for accountability!).

Even if it’s just a 75-cent daily newspaper or a $10 Netflix subscription or a $4 (or more!) latte as you head to work each morning, make sure you account for every single dollar you spend. That’s how you can see exactly where your money is going. You may be surprised when you look at your spending after even just a couple of weeks. The nickels and dimes add up!

Analyzing spending and developing budgets are great skills to develop in the young people in your life. For young adults just starting out, tracking their spending will help determine how much they can afford for rent/housing and a car, significant expenses each month. It will also help them get an idea of how little things here and there can add up and destroy their budget! (I’ve heard many freshly-launched young adults say they’re shocked to see how quickly money gets spent!) How much should average living expenses cost? The following are typical expenditure categories and the rough percentages each should represent:

  • Housing/rent (includes utilities)    30-35%
  • Household/personal items                  20
  • Autos/transportation                          10
  • Charitable giving                             5-10
  • Savings and investments                     15+ (not an expenditure per se)
  • Entertainment and leisure                    7
  • Debt/loans                                           5
  • Insurance                                             5
  • Miscellaneous                                       3

While the above percentages are ballpark figures (and they do change through life), spending more than five percent above these levels is getting “up there,” with the exception of savings and investments and loans for new college grads. Compare actual spending to these ballpark figures, and you’ll have a good sense of whether you’re overspending in particular categories. And, take special precautions against buying too much house or car—these expenses get many people in trouble because the payments are fixed.

Wise financial planning requires knowing where your money goes—it’s as simple as that! You’ll make better financial choices, build a stronger credit rating, and develop good savings habits that help build wealth.
 
Do you track and analyze your spending?  How do you do it?  Have you trained and modeled this to the young adults in your life and, if so, how? We’d love to hear your insight and experiences!