Life Perspective

4 Tips to Help Teens Listen to Their Conscience and Stick to Their Values

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Parents and teachers, your teens and students are facing tough decisions every single day, and their choices are only going to get more difficult. Where should they go to college? What should they major in? Should they really go to that party? Should they take things to the next level with their boyfriend or girlfriend? This week’s post focuses on choices, and how to ensure your teen is equipped to stick to his or her values and make the right call. We encourage you to share it with the young people in your life or use it as a tool in your classroom or household.

Life is a series of choices, some planned and some not. Some involve fun, while others involve pain and heartache. Some are made from the mind after lots of thought and reasoning, while others are made impulsively from the heart or what “feels right.” Some turn out well and impact our lives for better, and some we regret.

Are your kids ready to make the right choices, both now and in the future?

I had the privilege of working for an inspiring leader, George Russell, who could distill the complex down to profound, but simple truisms. One of them was, “If you’re not sure whether to do something, imagine it as the headline in tomorrow’s newspaper.” Wow! How’s that for clarity and common sense? This works like a charm in our professional and academic lives, but also our personal lives, too—heeding that “inner voice” that has our best interests at heart. I know every time I ignored what my conscience was telling me, I lived to regret it. And, I know I’m not alone!

In a cultural climate where “values” are often measured on a slippery scale of personal taste, convenience, self-gratification, and “tolerance,” kids can get into real trouble when they dismiss the caution signals. That’s why helping young people identify their values and strengthen their conscience is so important. It’s more than important…it’s crucial!

Yes, this is what some refer to as “conscience training.” In times of growing independence, freedom, and opportunities, young people are increasingly faced with risky situations that require quick decisions. In some cases (many that involve alcohol, drugs, sex, social media, and cheating), one bad decision in the heat of the moment may do irrevocable harm to their reputation, college career, personal health and safety, or relationships, and derail their future plans and dreams.

That’s why having—and always listening to—that inner voice is so important in high-risk situations. Here are some ways to help set your teen up for success when it’s their turn:

  • Have them talk about their non-negotiable values. Moreover, encourage them to write them down and stick them in a school binder or on their desk. Make sure they don’t forget the principles that are important to them. These values are a big part of their brand.
  • Realizing that most unhealthy choices involve succumbing to peer pressure, be sure they understand their value and surround themselves with positive people and influences who have their best interests at heart.
  • Discuss potential situations that may put their reputation and integrity at risk. Remind them their best bet is to avoid high-risk situations altogether. And, if they can’t avoid them, they should at least decide in advance how they will react if their values are tested.I’ve heard far too many stories of people who didn’t heed this advice and whose futures were severely impacted because of it. They often lose years of momentum and wander confused and broken in the aftermath. Many times this could have been avoided had they asked themselves these simple questions:

“How will my conscience feel in the morning? What is it telling me to do right now?”

Have you ever been in a situation where you had to make a choice that challenged your value system? Did you have the courage to go with your values over the pressure you received from others? Share your experiences with your teen. Remember that life is about learning and recovering from our mistakes, and that stories are often the best teachers.

Note: We encourage you to visit our Resources page and download your FREE copy of our Personal Balance Sheet Assignment to share with the young adults in your life. Making sure they understand their own value is a crucial part of making good choices!

Live With an Outward Focus

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Parents, teachers, and mentors alike, this is a great message to share with the young people in your life. I encourage you to start a conversation with them and talk about how they can focus on others.

Follow your passion. March to the beat of your own drum. Pursue your dreams. Find yourself.

Sound familiar?  It should. The message is everywhere these days.  And it sounds great, doesn’t it, to encourage young people to discover themselves and follow their dreams? We do it all the time (me included).

But isn’t it also paradoxical that, at the very time young people are heading off into the world to become part of a college community, part of a business or organization, part of a marriage someday … they are hearing it’s all about them? No wonder colleges and employers are complaining about the entitlement mentality in today’s incoming students and employees!

Are our teens getting the wrong message from our “it’s all about me” culture?

Maybe it’s time we pay attention to combining that message with a healthy dose of other-centeredness.

In reality, the most successful individuals are those who have realized that a successful life is not all about them.  In fact, most people who have achieved a full measure of success (i.e., in their personal life as well as their professional life) will tell you the best things are found not in what they have gained for themselves, but in what they have given to others.

Wouldn’t it be great if we could all learn this sooner rather than later?

The first half of one’s adult life can be aptly called the “accumulation stage” and the second half is the “distribution stage.” During the accumulation stage, you are in “gathering mode,” filling your  bushel basket with life’s needs and wants. In some ways, it might feel like it’s all about YOU. You build a career, buy and furnish a house, start a family, save for retirement, and buy lots of things along the way.

Then, one day, usually around 50 when the kids have left the nest and you have all the toys you need, you become more motivated to give back. You discover that the joy of giving is greater than the joy of receiving, and your perspective changes dramatically. You realize it never was about YOU. I’m a typical case—it happened to me around 49! My life is so much more focused now on others than it was when I was a young person, and I doubt I’m an exception.

When I left my dream 28-year career in investment management to teach finance and life skills to young people, I had no idea it would lead to a total career change to that of author, publisher, mentor, and speaker. But, oh, the fulfillment of being able to direct my life toward others on a regular basis.

Had I known this earlier, I would have sought more balance in my accumulation stage and started my distribution stage sooner. The joy and satisfaction that comes from giving our time, talent, and treasure so outweighs the fun of accumulating that I regret not starting this process earlier.

Where are you directing your life right now—toward self or toward others?  Give it some thought. By shifting your focus toward others, you’ll receive far more in return than you give. Your life will have more balance, your spirit will soar, you’ll make new friends, and you’ll maximize the impact of your life. Oh, and you’ll also make the world a better place in the meantime! What’s not to love about that?

How differently do you feel when you give versus when you receive? Which will have more lasting impact? How have you impressed this principle on the young people in your life? Share your ideas and stories with us by commenting below; we’d love to hear from you!

Give Everything Your Best

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Parents, educators, and mentors, how are the attitudes of the young people under your guidance? In our visits with businesses and educators, we hear repeated concerns over work ethic, disrespect, and a sense of entitlement. Too often, these attitudes are overshadowing the skills our young people are bringing to the table. Here’s a piece to help you help them…

 

One of history’s most admired people, Helen Keller, once said, “I long to accomplish great and noble tasks, but it is my chief duty to accomplish small tasks as if they were great and noble.”

So, how high do you set your bar? If you were given a daily report card on your actions and accomplishments throughout the day, what would your grades be? Would you be proud of yourself and your performance—and more importantly—your attitude?

Each day, there are opportunities to use our time, talents, and unique skills to learn, grow, and serve—not just in our actions, but also with our attitude. It shows in the quality of our work and relations with colleagues and clients. It’s found in our families in our roles as spouse, parent, and relative. It’s in the times we spend with friends and those we serve. And, in our everyday interactions with others, whether we know them or not.  The bottom line is this: Did you give your all to every aspect of your day?

Setting a high bar is especially important when associating with others—whether in our families, school, workplace, or in social settings. When we operate solo, our dignity and self respect are on the line. However, when we’re part of a collaborative setting, we have an added responsibility to contribute to the total effort. We owe them our best.

Here are my top ten indicators of an attitude of excellence: 1) high personal and professional standards of performance and behavior, 2) positivity, 3) enthusiasm, 4) dependability, 5) integrity, 6) humility, 7) motivation and work ethic, 8) kindness, 9) respect, and 10) resilience. What’s on your list?

If you are a teacher, parent, or mentor, how do you encourage the young people in your life to give their best? How would you rate in modeling the top ten? Here are some quick and easy ideas for encouraging students to give 110 percent with passion and resolve:

  • Create a personal report card for them. After completing a task (a team project, a sports game, a large chore around the house, a book report), ask them to fill it out and rate themselves not only on their performance, but their attitude. (Here’s a helpful article on receiving constructive criticism.)
  • Praise them for their efforts in all things, and stress the importance of positivity and determination, not just winning.
  • Ask them about a time they gave their best but didn’t take the prize versus when they didn’t give their best but still won. How did they feel after the outcome? .
  • Share your stories of times when you gave your best and how it paid off.
  • Have them do an honest self assessment of the top ten attitude indicators. In which are they a role model? Where is there room for growth?

Developing an attitude of excellence is a sign of a true winner. We won’t always take home the prize, but we can gain the admiration of others by giving everything our best.

Adversity: Preparation for Greater Things

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When something crummy happens in your life, do you ever just sit back and ask “why me?” or think to yourself “I don’t deserve this!” When the going gets rough, it’s hard to see past our own circumstances into the “master plan” that may lie ahead of us.

None other than Walt Disney, the master of happy, once said, “You may not realize it when it happens, but a kick in the teeth may be the best thing in the world for you.” Funny thing—when I look back on my greatest adversity, I’m struck by how often I actually benefited from it! It just didn’t feel that way at the time. It took retrospect for me to realize that the hardship was really for the greater good.

One of life’s greatest adventures is seeing what becomes of our trials. Was it a necessary lesson to grow us? Might it be the catalyst for something new and better? Will it ever make sense? Or, was it just…stuff?

Take these examples:

  • My wife’s health challenges allow her to encourage others facing similar battles.
  • Bombing my calculus final exposed my math limitations and motivated me to select a better fitting major.
  • A difficult investment performance period taught me important lessons about humility.
  • All those times girlfriends broke up with me…Hey! They freed me up to marry Jeanne, my wife!

Who knows, when life serves you a lemon, it might just be the makings of a refreshing glass of lemonade. At least give it a shot! It doesn’t hurt to change your perspective and open your eyes to the potential impact that a seemingly impossible situation might have.

What is your own personal perspective on adversity? When you’re faced with a tough situation, how do you deal? Do you have any examples of times that a trial has turned out for the good, or somehow strengthened you as a person?

3 Life Choices to Prevent Poverty

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January is Financial Wellness Month. In honor of this special emphasis, I wanted to share some thoughts this week on avoiding poverty. Poverty can be a touchy subject, but I think it’s important to talk about the ways we can avoid it, just like any other pitfall we may encounter in life. Please pass this message on to the young people in your life. It’s one of the most important nuggets of life wisdom they’ll ever receive.

I believe every child is a masterpiece in the making. Sure, there will be some blemishes, but each of them is unique, priceless, and filled with potential. With a strong support system, excellent guidance and education, and an appreciation of their worth, value, and opportunities, they’re well positioned to fulfill their dreams. The fact is, life success also requires living strategically and avoiding choices that can derail futures. Foremost in this is avoiding poverty.

William Galston, Senior Fellow at the Brookings Institution, columnist, and former Clinton Advisor, did a hefty amount of research on the subject of poverty. Thanks to him, we are better aware of some of the chief causes of poverty. His important conclusions, based on his research findings, are surprisingly simple. Dr. Galston asserts you need to do three main things if you live in the United States to avoid poverty:

Finish high school, marry before having a child, and marry after the age of 20!

Here’s the real kicker: only 8 percent of families who do all three are poor; however, 79 percent of those who fail to do all three are poor.

These statistics are compelling and make perfect sense. Students who fail to finish high school will not have access to many well-paying careers and will not be perceived as well by employers. Those who have children before marriage (many teens and young adults) will find it that much more difficult to enter college or complete their degree due to the immense responsibility and financial demands of raising a child. Finally, those who marry before age 20 tend to have higher divorce rates and greater career and life challenges. The common thread of all three poverty causes is reduced access to attractive careers due to lack of education or life circumstances.

Words cannot express how much better our lives, the lives of our children, and our culture would be if more people simply heeded Professor Galston’s advice. These three choices won’t guarantee success, but they will help avoid some of life’s biggest derailers.

 

Are you surprised by the wisdom and logic of these research conclusions to avoid poverty? What are your thoughts on them? Are you as parents, teachers, and mentors sending this message to the children you guide?

Practical Ways Your Family Can Serve Others This Christmas

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“I will honor Christmas in my heart,
and try to keep it all the year.”
~Charles Dickens’ Ebenezer Scrooge in A Christmas Carol

One of my annual highlights is watching the film classic, A Christmas Carol. I love watching the transformation of Ebenezer Scrooge when the self-centered miser develops a servant’s heart. Granted, it takes a dramatic, catalytic experience late in life to get him there, but he becomes a changed man all the same. Every time I watch this film, I reflect on what more I could have done in the past year to help others. It’s a time of accountability, complete with a promise to do better in the year ahead.

I have special admiration for people who commit their lives to serving others.They’re not motivated by fame or fortune, but rather by joyful service.

I’m convinced our daughter Lauren was born with a servant’s heart. I first noticed this when she was four during a visit to a McDonald’s playground. She befriended a devastated little girl who had been deliberately abandoned by her big sister (Ronald would not have been happy!). The girl’s tears were soon replaced with joy for those ten brief minutes. While this example may seem ordinary, it is illustrative of the many times that Lauren has nurtured people who were socially excluded. Her empathetic heart has often been a blessing to others. Not surprisingly, she is considering a career in child psychology and counseling. I think she’ll be a natural.

The holiday season is a time when our thoughts often turn to practical ways we can serve those less fortunate. At a time when we are counting our own blessings, what are the ways we can include, encourage, or assist people in need?

This is not an exhaustive list, but here are some of our family’s ideas:
–       take a shift ringing a bell for the Salvation Army (we just did this last week; it’s a hoot, you meet great people, and it’s such a worthy cause)
–       volunteer at a local food bank
–       gather a group to sing carols at a retirement home
–       go out of your way to compliment those who are in service positions (including the Military)
–       send a note to a teacher expressing your gratitude
–       donate money to a local ministry that pays electric bills for the needy
–       adopt a family for gift giving
–       send a personal note to someone who lost a loved one in the past year

What do you and your family do to serve and bless others during the holiday season? Please share your ideas and stories with us; we’d love to hear your experiences!

What Do YOU Uniquely Have to Offer the World?

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With Thanksgiving right around the corner, I’ve been reflecting on how thankful I am—not for what I have for myself, but for what I have to give away. Really, life’s greatest joys come not from the getting, but from the giving. Don’t you agree?

I have special admiration for people who commit their lives to serving others. They’re not motivated by fame or fortune or power or things, but rather by joyful service. Their qualities of generosity, empathy, compassion, and kindness seem to come naturally to them, and they’re inspiring treasures to us all.

How you impact the world will be driven by what you have to offer and what you choose to offer. Well then, what do you uniquely have to offer the world?

“What do I have to offer the world?” It’s a profound question, and one that will continually evolve throughout your lifetime. At any point, though, your assets will generally fall into three categories: your time, your talent, and your treasure.

There are many different avenues that allow you to allocate these resources to serve others. To decide how best to give what you have to benefit others, there are three main questions to consider:

  • What talents and skills do I have to offer?
  • What groups or community segments (e.g., youth, elderly, homeless) do I feel most called to help?
  • What organizations will allow me to use my talents to help those I feel most passionately about?

Then, it becomes a matter of deciding which of your assets to offer to have the greatest potential impact in each situation. Your time, talent, and treasure offer you tremendous opportunities to give the gift of yourself.

Living life with the heart of a giver will bring help and hope to others and immense joy to you in return. You’ll receive far more than what you give. Nothing compares with using your gifts and talents to improve the world around you. This is the true spirit of Thanksgiving!

Have you experienced the deep thankfulness that “giving yourself away” brings about?  Looking ahead, what new ways do you envision using your time, talent, and treasure to make the world a better place?

4 Tips for Handling Adversity

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In the popular kids’ book Alexander and the Terrible, Horrible, No Good, Very Bad Day, the small protagonist starts out mournfully, 
“I went to sleep with gum in my mouth and now there’s gum in my hair. When I got out of bed I tripped on the skateboard and by mistake I dropped my sweater in the sink while the water was running. And I could tell it was going to be a Terrible, Horrible, No Good, Very Bad Day.”

Ever had a day like Alexander’s? Or even a Terrible, Horrible, No Good, Very Bad WEEK?  Month? Year?

Adversity, unfortunately is a fact of life, whether it’s as small as waking up with gum in our hair or as big as experiencing a major health issue, discouraging career setback, or the loss of a loved one. When facing our toughest times, we simply don’t know how deep the pain will be or how long it’ll take to recover. For many, this kind of uncertainty can lead to hopelessness and even depression.

It’s important to remember that every trial has a different recovery path—some admittedly longer than others—but you WILL recover. That’s why in hard times, it’s essential to maintain a sense of hope. After all, some of our greatest triumphs will come following a pe riod of despair. We just don’t know it at the time!

When we’re in an emotional valley, it helps to remember that it won’t always be this painful, and that one day we we’ll experience joy again. Thankfully, time has  a way of healing and getting us through our toughest challenges. We may even come to realize that our adversity prepared us for something greater or was even for our own good!

Regardless of the adversity you experience, it’s critical to remain hopeful and connected to your support system. This may mean reaching out to others for hel p rather than relying solely on yourself (tough for us independent types!). After all, that’s what friends are for, and you would do the same for them!

Finally, if you’re really struggling with a tough time, consider “projecting” your situation onto a friend by imagining that he (or she) is experiencing what you are. What objective advice would you give if him or her? Then, listen to your own advice! It may sound a littl e strange, but it works!

Bottom line: When hard times come, keep going, keep looking up, and keep moving forward.  It’s an ancient and proven truth that day follows night and “joy comes in the morning!”

During times of trial have you found ways to engage the principle that
 
“Day follows night… and joy comes in the morning?”
 
We’d love to hear your stories and suggestions!

10 Regrets to Avoid Like the Plague!

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Looking back on your life so far, do you have any regrets? Are there things you did and wish you hadn’t—or things you didn’t do and wish you had? Any relationships that are strained? Opportunities missed?  Bridges burned?

Although these are some of life’s most important questions, too many people wait until the end to ask them—and by then, it’s too late.  We’ll all have regrets from time to time. However, you can minimize big ones (or avoid them altogether) if you periodically ask yourself these questions (and then actually do something about it!).  Today is the best time to start!

When it comes to considering our regrets, there is wisdom to be gained from senior citizens who are in a naturally more reflective stage of life.  If you ask them about their life regrets, you’ll likely hear some—or maybe even all—of the following:

  1. I didn’t spend enough time with my loved ones
  2. I didn’t tell my family and friends that I loved them often enough
  3. I was too stubborn or proud to admit my mistakes and apologize
  4. I chose bitterness over reconciliation
  5. I allowed my life to be consumed by work
  6. I was too hesitant to take risks, try new things, and live my passion
  7. I wasted too much time
  8. I didn’t appreciate the little things in life
  9. I valued things over relationships
  10. I worried too much

Do any of these apply to you? Be honest! Although regrets run the gamut, did you notice that most involve relationships and priorities? This is why it’s so important that your life is balanced, you fully invest in relationships, and your priorities are right.

This discipline is a great one for all ages.  Consider sharing it with the young people in your life. It will help you—and them—make needed midcourse corrections and “relationship repairs” along the way.

Be forewarned, though: it’s not easy, and it takes a strong dose of courage, humility, and determination. Wouldn’t it be great, though, to get to the end of life and be able to say, “FEW REGRETS?!?”

A Call to Love

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“All you need is love.” The famous mantra from the almost five-decade old Beatles song can still  be found carved into trees, on artwork hung around homes, printed onto T-shirts, on bumper stickers, and much more. The song itself is inspiring; asking us to look within our hearts to see how we can help change the world. However, as omnipresent as this phrase is, how big of a role does it actually have in defining us, shaping us, and influencing our actions?  If we took a moment to sit down and think about what defines our lives, would it be the love we demonstrate toward others?

Unfortunately, many people find their worth and success in power, money, status, or material things. What if—instead of by our winning percentage, job titles, or personal wealth—we were measured in terms of units of love, kindness, generosity, compassion, and encouragement offered to others? One thing’s for certain. The world would be a far better place. And, amazingly, it wouldn’t cost us anything.

People I admire most demonstrate an incredible capacity to love. It’s weaved into their very being, and you can recognize it in an instant. They put other people first. They have a heart to serve and make a difference, using what gifts they have to benefit others. People with an incredible capacity to love are joyful and bring joy to their friends, family, co-workers.

In addition to their inherent kindness, they have a special way of showing others that they’re worthy of being loved—especially when they’re not feeling very deserving. What an extraordinary gift affirmation is to give others! Helping others discover their own worth is a remarkable bestowal that one can only do with love.

Here’s a timeless truth: It’s impossible to live a life of significance without demonstrating strong character and a large capacity to love. People may achieve great success in their careers and finances, but if they lack strong intrinsic values and goodwill toward others, their legacies and reputations will have a hollow ring.

Fortunately, it isn’t rocket science. It simply requires a deliberate mindset (and “heartset”). It requires a commitment to use every opportunity to show you care. I encourage you to wake up every morning and seek every opportunity to love others that day. If you allow love to be the measure of your personal success, you will be astounded at the positive impact you make on others, and the joy you will experience in return.

If your life were measured by units of “love given,” how do you think you would rate? Who and how could you love a little more? What changes could you make to improve your score and how would you live your life differently?