What I Wish I Knew at 18

3 R’s for the New Year: Reflections, Resolutions, and (No) Regrets

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Looking back on 2015, do you have any regrets? Are there things you did and wish you hadn’t—or things you didn’t do and wish you had? Any relationships that are strained? Opportunities missed?

We all have regrets from time to time. However, you can minimize big ones (or avoid them altogether) if you periodically ask yourself the regret question and then actually do something about it. The new year is a great time to start, but reflecting on our regrets and resolutions is a great practice to adopt all year long.

For many people (myself included), personal reflection time is the area we sacrifice when our lives get busier. Unfortunately, when this happens, we can get out of balance, grow impatient, and often burn out. We’re not at our best. That’s why it’s so important—at New Year’s and all the year through—to take time to unwind and reflect. Frankly, it’s the only way we can go deep with ourselves—to explore how we’re doing and consider where we’d like to go. Find a place that inspires you and quiets your soul, and let your mind ponder some new growth possibilities. (If you are a person of faith, it’s a great opportunity to include prayer for discernment and wisdom.) You’ll be surprised by your renewed spirit and by the new ideas and insights that can surface during quiet times like this.

I also find there is wisdom to be gained from older people who are in a naturally more reflective stage of life. When I’ve asked some of them about their life regrets, I’ve heard things like:

  1. I didn’t spend enough time with my loved ones.
  2. I didn’t tell my family and friends that I loved them often enough.
  3. I was too stubborn or proud to admit my mistakes and apologize.
  4. I chose bitterness over reconciliation.
  5. I allowed my life to be consumed by work.
  6. I was too hesitant to take risks, try new things, and believe in myself.
  7. I wasted too much time.
  8. I didn’t appreciate the little things in life.
  9. I valued things over relationships.
  10. I worried too much.

Do any of these apply to you? Be honest! Although regrets run the gamut, did you notice that most involve relationships and priorities? This is why it’s so important that our life be balanced and our priorities right. When we see something is out of order, let’s resolve to make a mid-course correction.

After some time for reflection, ask yourself what resolutions you’d like to make for the upcoming year, especially those that might minimize regrets next New Year’s Eve. The Oxford English Dictionary describes resolutions as “(decisions) to do or to refrain from doing a specified thing from that time onwards, or to attempt to achieve a particular goal, usually during the coming year.” What have you been doing that you’d like to stop doing? What have you not been doing that you want to begin? Are there new growth opportunities or experiences on your bucket list? Then don’t stop there. Turn your resolutions into goals and your goals into executable actions. That’s living with intentionality!

This discipline of regrets, reflection, and resolution is a good one for all ages. Consider sharing it with the young people in your life. It will help you—and them—make needed changes and “relationship repairs” along the way. Wouldn’t it be great, though, to reach the end of 2016—and even to the end of life—and be able to say, “NO (or few) REGRETS?”

Image credit: Brianna Showalter
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Out with the Old, In with the New!

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A fresh year always inspires fresh dreams. Most of us think, “What are the things I could improve in my life, if I had a fresh start?” For some reason, “January 1st” symbolizes new possibilities and a chance for a “do-over.”

In what area of your life would you like a fresh start? In your parenting or other relationships? Your performance at school or on the job? How about being more financially savvy or more organized? Or, maybe yours is like mine: to take control of busyness and reserve more time to reflect. All of these are admirable aspirations—but how can we make them a reality?

Most successful people accomplish their aspirations by staring with dreams and then establishing goals and plans to help make them come true. And, they know that the most effective goals are both specific and measurable (as opposed to vague and difficult to evaluate). As you start to identify your aspirations for 2016 and beyond, it’s important to develop short-, intermediate-, and long-range goals to help get you there.

Even if you’re not naturally a goal-setter, it’s not difficult to become one.  Start by imagining what you want your life to look like. What are the large-scale goals you hope to achieve? These are your long-term or lifetime goals.  It’s important to set these first because they will shape your overall perspective and help frame your smaller and shorter-term goals. Think about such areas as:

  • Education and learning
  • Career
  • Marriage and family
  • Finances
  • Community service
  • Relationships
  • Spiritual life
  • Physical goals (sports, etc.)
  • Talents and skills
  • Travel
  • Experiences
  • Retirement

Once you’ve established your long-term goals, you can set some medium-term goals (e.g., three to five years) that will help you achieve your long-term goals.  From there, you can set one-year, six-month, and one-month goals, all of which will ultimately contribute to the larger picture. Periodically check on your long-term goals to make sure they remain high on your list. Also, monitor your progress on your medium-range goals to make sure you’re on track.

(Parents, you may want to make some parenting goals … check out our book, Parenting for the Launch, for some ideas to help you set goals and create a family mission statement.)

Finally, start making daily to-do lists, prioritized by importance and urgency. If you do, you’ll be contributing on a daily basis toward the things that will make your lifetime goals and dreams possible. Here are some guidelines as you do:

  • Phrase your goals in the positive, not the negative
  • Make them realistic goals—ones that are possible and achievable
  • Make them measurable and specific, such as “visit five continents” as opposed to “travel around the world”

What are your aspirations for 2016? Beyond that? This can be fun and lively discussion with family and friends over the holiday season. Make a plan to check back with each other next New Year’s and see who has gained the most ground in accomplishing their goals.

The Joy of Living Generously

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The value of a man resides in what he gives
and not in what he is capable of receiving.
~Albert Einstein

Really, life’s greatest joys come not in the getting, but in the giving. Don’t you agree?

People who live generously—not just with their money, but with their whole person—deserve special admiration. They’re not motivated by fame or fortune, but rather by joyful service. Their qualities of generosity, empathy, compassion, and kindness make them inspiring treasures to us all. And although those values tend to get more press at Christmastime, they are values we should all aspire to live by all year long.

Generosity is a paradox. The culture around us screams materialism and commercialism – Buy, buy, buy. Accumulate. Indulge. On the other hand, there is a whole world out there that desperately needs what we have to offer. It invites us to give, serve, help, and empower. The paradox of generosity is this: the more we give, the more we get! It’s counter-intuitive, but it’s true. We find our life by losing it. We win by losing. We gain by giving away. And, our greatest memories are of the gifts we gave rather than the ones we received.

This kind of generosity requires sacrifice—not just financial, but personal. Yes, it can be stretching and uncomfortable. But slowly, we begin to realize there’s more to life than what we own and can hold onto.

Have you ever wanted to change the world? This is where it starts. In fact, how you eventually impact the world will be driven not merely by what you have to offer but what you choose to offer. It’s the ultimate generosity test, isn’t it?

What do you uniquely have to offer the world? There are many different avenues that can allow you to allocate your personal resources to serve others. To decide how best to give what you have to benefit others, there are three main questions to consider:

  • What talents, skills, and resources do I have to offer?
  • What groups or community segments (e.g., youth, elderly, homeless) do I feel most called to help
  • What organizations will allow me to use my time, talents, and treasure to help those I feel most passionately about?Could your answers to these questions be a New Year’s resolution in the making

What would happen in our communities if we all cultivated and demonstrated this heart of generosity, of “other-centeredness” as a way of life, embodying the qualities of generosity and compassion in our everyday dealings with people? I think the world would be a more welcoming place! With that in mind, here are some ideas for living generously this holiday season—and throughout the year:

  • Make a donation to an organization serving people and causes you are passionate about.
  • Look for ways to be creatively generous if you are on a limited budget. How can you give time? Attention? Acts of service? Material possessions? You could sell something you own and give away the proceeds.
  • Volunteer at a soup kitchen or homeless shelter in your city.
  • Visit a nursing home or hospital. Listen to their stories, or tell some of your own. Just sit with them if that’s what brings comfort.
  • Allow yourself to be interrupted without being irritated—this is a mark of a generous spirit. (Or, put down your mobile device and give the people around you your undivided attention.)
  • Make yourself available to people or organizations, free of charge, for consulting on an area or topic in which you have expertise.

This short list of ideas just scratches the surface—you may even come up with better ones! The bottom line is this: Living generously will bring help and hope to others and immense joy to you in return. You’ll receive far more than what you give. Nothing compares with using all of you to serve and improve the world around you. This is the true spirit of Christmas!

Have you experienced the deep satisfaction that “giving yourself away” evokes? What have you done and how has it impacted you. Looking ahead, what new ways do you envision using your time, talent, and treasure to make the world a better place? Share your thoughts; we’d love to hear your stories and ideas!

6 Tips for Maximizing Family Togetherness (and Avoiding Conflict)

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One of the greatest things about the holiday season can also be the most challenging:

“Hooray! The whole family will be together!”
“Oh nooooo! The whole family will be together!”
Even the happiest of families has conflict, especially when large numbers of people are indoors for extended periods. Add to the mixture the complexity of holiday activities and expectations, kids coming home from college, relatives travelling from afar, and other friends and family popping in and out. It’s not hard to see why the holidays can be stressful on our relationships!

It helps to have a good strategy for dealing with the (inevitable) conflicts that will surface when extended family and friends gather. When tension or arguments arise, you’ll be able to keep your cool, extend grace, and navigate the holidays with a “peace on earth and goodwill toward men” mentality!

Here are six tips to help you manage (and preferably avoid!) conflict this holiday season:

Be sensitive to the need for private space. Having a full house during the holiday season means that people who typically do not live together are now under one roof. This can be particularly stressful for teens in the family, and for “introverts” who tend to feel drained rather than energized by crowds of people. Sometimes this is hard for the “extroverts” to relate to! Respecting these differing needs for personal space can help avoid resentment and conflict.
Ask yourself, “Does this issue need to be addressed now?” Keep your emotions in check; pause before you respond to a snide comment, an inconvenient request, an entitled attitude, a grievance, or even a simple difference of opinion. The less we react emotionally in the moment, the more we’re able to respond gracefully and tactfully at the right time with the right attitude. Circle back to discuss the problem when you are feeling less heated about it. You may find it doesn’t need to be discussed at all.
If it does need to be addressed now, respect yourself and your right to be heard. Sometimes we allow others to intimidate or dominate us out of fear or embarrassment. Although conflict is uncomfortable, sometimes we do need to speak up about an obvious problem that is causing distress for us or another person. In the process, we want to respect ourselves by speaking up about it, while being respectful to the other party.
Strive to be an agreeable disagreer. So often, conflict arises from misunderstandings that could have been prevented or at least controlled. Sometimes they’re based on different philosophical views or perspectives where there isn’t a right or wrong answer (Hello politics!). Always strive for mutual understanding, but agree to disagree if that’s the case. Don’t let the sun go down on your anger. If needed, have a heartfelt conversation about it once things have calmed.
Choose reconciliation over grudges wherever possible. We’ve all been victims of a wrong, and injustice, or a mistake. It causes anger, shame, resentment, depression, and worse. When we harbor grudges or struggle to forgive, it can be like an all-consuming cancer, and generally the person who suffers for it is you. Strive for forgiveness, and reconciliation whenever possible—and don’t hesitate to seek support.
Remember “FLPP.” In our book Parenting for the Launch: Raising Teens to Succeed in the Real World, we offer a strategy for dealing with conflict, restoring strained relationships, and rebuilding trust. It involves keeping your communication with that person FREQUENT, LOW-RISK, POSITIVE, and PERSONAL. What can you talk about that doesn’t provoke irritation or conflict, is encouraging and positive, and shows you care? Focus on these kinds of interactions to build a platform for deeper conversations at a later date.

May your holidays be peaceful and merry!

We’d love to hear your stories about how you avoid or negotiate conflict in your family over the holidays. Please share your thoughts and suggestions. We can all learn from one another!

The 3 Best Time-Tested Dating Tips

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The 3 Best Time-Tested Dating Tips

Whether you’re a parent of a teen, a teacher, a mentor, or a teen yourself, it’s never a bad time for a refresher course when it comes to dating advice. With today’s media inundating us with unrealistic (and often unhealthy!) expectations of young relationships, it’s important to get a reality check that will stand the test of time.

Here’s some three time-tested relationship tips:

1. While infatuation can occur in a moment (what we usually see in TV and movies), it takes a long time to really get to know someone and truly gauge if he or she is “the one.” That means lots of conversations, experiences, and observation to gauge your compatibility and build trust.  The Hollywood “three days and we’re engaged” routine doesn’t really work in the long term. It takes time for real love to grow! Don’t be afraid to give your relationship that time. If you or that special someone are sensing pressure to rush things, get to the heart of the matter through open conversation and reflection.

2. Real love also takes proper timing. During the adolescent years, people are going through a time of immense self-discovery. This is a crucial phase of life, where you are learning what you’re passionate about, what path you want to take in life, and what truly makes you happy. The “timing” of a committed love relationship isn’t always ideal during this tumultuous and very changeable season of life—for both parties. It may not mean that the relationship is a “not ever” one; it may just be a “not now” one.

3. This one may sound radical but it’s another time-tested piece of wisdom that can serve you well: There may be times in your life where it really doesn’t make sense for you to date at all—and that’s okay. Too often young adults get trapped into the notion that they always need to have a love interest.  No so!  Don’t let your self-worth and significance be tied to whether or not you have a date on Friday night. Don’t hesitate to step off the dating treadmill if you need to or want to … you don’t always have to be actively dating or have a steady boyfriend or girlfriend. You are enough, and you are awesome, just by yourself. Don’t forget that.

Finally, when you do date, always remember the 3Ds…be Deliberate, Discriminating, and Discerning. This will help keep your feet on the ground when your emotions can be up in the clouds.

 

What are your own personal rules or guidelines when it comes to dating (whether it’s for yourself or your kids)? Do you have any other words of wisdom you would like to share? What did you learn from dating in your teen/young adult years? How did it shape you?

Curriculum Solutions for Next Semester or Next Fall

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Planning for your next Semester & Next Fall ? 

Are you considering new ways to set up YOUR students for success—in school and beyond?

Increasingly, employers and universities are encouraging greater development of the “soft skills” necessary for success in college, career, and life, such as:

  • Sense of purpose/strategic perspective
  • Character, integrity, and work ethic
  • Successful relationship-building, communication, and teamwork
  • Personal productivity/discipline
  • An attitude of empowerment, not entitlement

This is why schools across the nation are choosing our innovative and comprehensive What I Wish I Knew at 18 Leadership and Life Skills curriculum to help their students build a personal leadership foundation. Here’s what they’re saying:

Micah Arneberg—Business Teacher/Learning Coordinator:

“The (WIWIK@18) book and student guide have had a great impact on my students.  … (helping) them to look ahead and have a vision of success. …They truly are becoming more successful socially and academically. I would highly recommend this curriculum to other teachers.”

Patty Rogers—Family and Consumer Science/Personal Finance Teacher:

“While teaching Personal Finance this year, I was able to use this great resource to enrich the content of this course. Every Family and Consumer Sciences teacher should have a classroom set.  Students enjoy this book and their comments are always positive!”

Pam Wickman—Family & Consumer Science Teacher:

“I have made great use of What I Wish I Knew at 18 in my classroom, including it in a variety of classes, such as Parents and Children, Individual and Family Relationships, and Life on your Own.  My students respond well to the teen-friendly language of the text, and the accompanying workbook includes questions and writing topics that inspire useful discussion and written reflection. Trittin’s book has become a valued resource, and one I turn to often.”

Bea McCleod—School Counselor; Former President Virginia Association of School Counselors:

I am so impressed with this curriculum. The information is timeless and so “down to earth.”  I like how you can pick up the book, and go to the chapter you need. You don’t have to read the book in any order—just take what you need to share these life lessons with students. For a limited time

 We are offering bulk pricing discounts now for our book and curriculum so you can plan and order for next semester’s – and next year’s – classes.

We invite you to visit our website and contact us at 920-319 3169 with your questions.

We’re honored to serve you in preparing your students for real world success.

All the best,

The LifeSmart Team

Live Within Your Means, Part 1

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Money will never make you completely happy—but mismanaging it can be a life wrecker!

Money problems are among the top reasons for divorce, alcoholism, and suicide in our country. For these, and many other reasons, it’s critical to become a wise manager of your financial resources. You should consider this one of your greatest priorities and our nation’s educators should too.

Having a positive (and growing net worth) is essential for all of us, and the good news is it’s not rocket science. Simply put, it requires two things: 1) living within your means by spending less than you make and 2) building long-term wealth through a regular savings and investment program. This will set you up for success in both the short- and long-term.

In order to generate positive cash flow, you must spend less than you make. That means conservatively estimating your income and ensuring you have a “cushion” left over after all of your spending. Trouble sets in when you either overestimate your income or underestimate your spending.

Here’s where many run into trouble on the INCOME side:

  1. They forget that their take-home pay is roughly 60% of their gross salary (after taking into account deductions like federal and state income taxes and Social Security)
  2. They assume that a spike in their income is the new “normal” level of earnings and ratchet up their spending accordingly.
  3. They assume their strong investment returns in the recent past will persist.

It’s important to recognize whether your career provides a steady or volatile income. Generally speaking, the more your income is tied to sales (e.g., real estate agents) or project work (e.g., writers, architects, actors) the more it will fluctuate over time. This income pattern presents unique challenges in your financial planning because you can’t forecast the next few years based on the recent past.

Consequently, people often overestimate their future income when they just had a great year. Then, they increase their spending just when their income falls back to normal. Not good!

Don’t fall into this trap. Plan your income conservatively—it’s far better to be positively surprised than disappointed!

What are some ways you’ve learned to live within your means and generate a positive cash flow? Have you developed creative and effective ways of showing these principles to your own children or students? Share ideas and questions by commenting below; we’d love to hear from you!

4 Tips to Help Your New Year’s Goals Really Stick

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Wow, the holiday season really flew by, didn’t it? There is so much anticipation leading up to Christmas, and in one wonderful, joy-filled day with family, it’s over. The lights come down, the Christmas music goes away, and life returns to normal. Couldn’t it last just a little longer?

I know I’m not the only one who experiences a post-holiday funk from time to time. But, I’ve found the best antidote is having new things to look forward to. When I take a fresh start to the new year with a sense of purpose and adventure, it makes all the difference in the world. It involves setting new goals to better myself and exploring new ways to contribute to things I’m passionate about! There’s a LOT to look forward to when we take a strategic approach.

So, in this season of new hopes and resolutions, here are a few tips to make your 2015 goals really stick and take your life to a whole new level:

  1. Set tangible goals, not generic For example, saying “I want to become more philanthropic and outward-focused in the coming year,” doesn’t give you something tangible to work towards. Instead, make a more specific resolution, such as “I would like to start volunteering at the soup kitchen once a month and donating 5% of my income to my favorite charity/mission.” See the difference? Measurability improves accountability!
  2. Be realistic. Don’t tell yourself you’d like to buy a new Mercedes if you can’t afford it, or hope you’ll lose 50 pounds if you don’t have time to go to the gym or plan to drastically change your diet. Instead, resolve to buy a safer vehicle with less than thirty thousand miles on it, or to exercising daily and eat healthier. Success with small steps builds momentum!
  3. Involve a friend. If you’re hoping for big change in your life but you’re in it alone, it’ll be much more difficult. With the buddy system, you’ll have accountability and someone to keep you on track (and you can do the same for them). Encouragement builds hope and confidence! Plus, it’s a lot more fun!
  4. Give yourself grace. Above all else, be kind to yourself. No one is perfect, and even a small upward movement is better than no movement at all. If you made a mistake and did something you swore you wouldn’t do last year, IT’S OKAY. Tomorrow is a new day, with new opportunities for growth and impact. More often than not, achieving our goals is a “two steps forward, one step back” reality. So, don’t get discouraged when you regress a little. Shake it off, resolve to get back on track today, and remember, you’ve got this!

So, have at it! As you put away your holiday gifts and decorations, start thinking about what you can do to make 2015 really count for you, your family, and your friends. Instead of feeling disappointed that the season is over, be filled with anticipation for what is to come. It’s never too late to make an effort to better yourself, and this is the perfect time to do it. Good luck!

The Two Stages of Life and What Really Matters

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“What do you want for Christmas?” is probably the most asked question right before the holidays. You’ve probably been asked, and even asked it yourself, more times than you can count over the last couple weeks. Sure there was a time in my life that my list was a mile long, but things change. Now, my Christmas list is filled with hopes for others—especially the young people in our communities.

It’s said that the first half of one’s life is the “accumulation stage” and the second half is the “distribution stage.” During the accumulation stage, you’re in gathering mode, spending your efforts on life’s needs and wants.  You build a career, buy and furnish a house, start a family and buy the things necessary for your children, save for retirement, and buy lots of things along the way. Many of us could probably go in our closets or garages and pull out items we haven’t touched in years, or forgot we had! But is that all there is to life?

But then, one day, around the age of 50, it hits you. You have all the toys you need, your kids’ braces are paid for and they’re in college or beyond. You have a boat and a new deck and a comfortable car. You discover that the joy of giving is greater than the joy of receiving, and your perspective changes dramatically. I’m a typical case—it happened to me around 49! That’s when my life focus really shifted to helping children and young adults lay a solid leadership foundation for life. Pursuing my passion of equipping young people to succeed in the real world has been more fulfilling than anything I could have imagined.

Did you notice how the first half of life tends to be more skewed toward self and family, and the second half is more focused on others? Had I known this earlier, I would have sought more balance in my accumulation stage and started my distribution stage sooner. The joy and satisfaction that comes from giving our time, talent, and treasure so far outweighs the fun of accumulating that I regret not starting this process earlier.

With Christmas just a few days away, opportunities for giving and sharing abound. This is the easiest time of year to find ways to positively impact others and give of our excess. But hopefully, directing our lives toward others will not be a once-a-year event. By starting earlier and making it last the whole year long, we receive far more in return than we will give. So, where is your heart and passion leading you today?

Do you want your life to have more balance, your spirit to soar, your heart to be filled with joy, and your life impact to be maximized—all while making the world a better place? Embrace the gift of giving yourself this holiday season and see where it takes you. Then, make it the gift that keeps on giving, into January, the New Year, and beyond.  Next time you hear “what do you want for Christmas,” do a self-check. Let’s all make the resolution to begin our distribution stage earlier and put an end to accumulating stuff we’ll rarely use and may even forget about!

Take a few seconds to reflect: Where are you centering your life? How are you modeling this principle to the young people in your life? Have you begun the distribution stage? Share your insights and ideas with us; we’d love to hear from you!

4 Tips to Help You Learn from Your Defeats

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In recent years I’ve had the great privilege of visiting an alternative high school that serves the neediest and most challenged of students. One particular encounter with a high school  principal—a man who had given his life to reach and impact disadvantaged youth—left me inspired and encouraged. His stories of the ups and downs of working with that student population reminded me of the unforgettable introduction to “ABC’s Wide World of Sports,” when the narrator would dramatically announce, “…the thrill of VICTORY and the agony of DEFEAT.” Seeing a homeless student with a violent gang background graduate from high school—victory! Seeing another go back to the streets—defeat.

No matter where our life path takes us, we’ll experience victories and defeats. Whether it’s sports, contests, career, dating, education, or business ventures, you win some and you lose some. Most of us don’t have too much difficulty with the winning part.

But sometimes, we don’t win. But does this mean that we’ve technically lost? No!  Many of our “losses” prepare us for our victories later on. They can be a major stepping stone—that is, if we choose to learn from our defeats.

Vince Lombardi of Green Bay Packer fame used to say that winning “is the only thing.” Famed basketball coach John Wooden, on the other hand, simply asked his players to play their best, and that was good enough for him. Although he set a very high bar for his players, he was more process driven than outcome driven.

I’m probably more in John Wooden’s camp (despite growing up 20 miles from Green Bay!). Winning may be an important goal, but I don’t believe we’re losers if we don’t finish in first. The key is to learn from a defeat and use it as input for the next practice and for future strategy.  Want a couple tips for making this happen, just in case? Try these:

  1. Don’t see a defeat as an “end all.” In most cases, it’s not the end of the road. Always be on the lookout for new opportunities, new relationships, etc. Something better may be around the corner! Consider if it’s a teachable moment and a catalyst for personal growth. As Helen Keller said, “A bend in the road is not the end of the road…unless you fail to make the turn.”
  2. Be willing to step out of your comfort zone. Change is not always a bad thing.
  3. Accept that you are not always right and you won’t always have the best strategy. Seek out advice and perspective from others.
  4. Approach situations with the mindset that you’re going to give it your all. You can’t be dissatisfied when you’ve done your very best!

It pays to humbly celebrate your victories and gain and grow from your defeats. You’ll be positioned you to do better the next time (perhaps with a better outcome!), and it will take some of the sting out of your losses! Helen Keller had a great perspective.

How have you handled your victories and losses? Do you view a short-term loss as a learning experience?? Are you satisfied with the outcome if you did your best?