4 Tips to Help Teens Listen to Their Conscience and Stick to Their Values

Parents and teachers, your teens and students are facing tough decisions every single day, and their choices are only going to get more difficult. Where should they go to college? What should they major in? Should they really go to that party? Should they take things to the next level with their boyfriend or girlfriend? This week’s post focuses on choices, and how to ensure your teen is equipped to stick to his or her values and make the right call. We encourage you to share it with the young people in your life or use it as a tool in your classroom or household.

Life is a series of choices, some planned and some not. Some involve fun, while others involve pain and heartache. Some are made from the mind after lots of thought and reasoning, while others are made impulsively from the heart or what “feels right.” Some turn out well and impact our lives for better, and some we regret.

Are your kids ready to make the right choices, both now and in the future?

I had the privilege of working for an inspiring leader, George Russell, who could distill the complex down to profound, but simple truisms. One of them was, “If you’re not sure whether to do something, imagine it as the headline in tomorrow’s newspaper.” Wow! How’s that for clarity and common sense? This works like a charm in our professional and academic lives, but also our personal lives, too—heeding that “inner voice” that has our best interests at heart. I know every time I ignored what my conscience was telling me, I lived to regret it. And, I know I’m not alone!

In a cultural climate where “values” are often measured on a slippery scale of personal taste, convenience, self-gratification, and “tolerance,” kids can get into real trouble when they dismiss the caution signals. That’s why helping young people identify their values and strengthen their conscience is so important. It’s more than important…it’s crucial!

Yes, this is what some refer to as “conscience training.” In times of growing independence, freedom, and opportunities, young people are increasingly faced with risky situations that require quick decisions. In some cases (many that involve alcohol, drugs, sex, social media, and cheating), one bad decision in the heat of the moment may do irrevocable harm to their reputation, college career, personal health and safety, or relationships, and derail their future plans and dreams.

That’s why having—and always listening to—that inner voice is so important in high-risk situations. Here are some ways to help set your teen up for success when it’s their turn:

  • Have them talk about their non-negotiable values. Moreover, encourage them to write them down and stick them in a school binder or on their desk. Make sure they don’t forget the principles that are important to them. These values are a big part of their brand.
  • Realizing that most unhealthy choices involve succumbing to peer pressure, be sure they understand their value and surround themselves with positive people and influences who have their best interests at heart.
  • Discuss potential situations that may put their reputation and integrity at risk. Remind them their best bet is to avoid high-risk situations altogether. And, if they can’t avoid them, they should at least decide in advance how they will react if their values are tested.I’ve heard far too many stories of people who didn’t heed this advice and whose futures were severely impacted because of it. They often lose years of momentum and wander confused and broken in the aftermath. Many times this could have been avoided had they asked themselves these simple questions:

“How will my conscience feel in the morning? What is it telling me to do right now?”

Have you ever been in a situation where you had to make a choice that challenged your value system? Did you have the courage to go with your values over the pressure you received from others? Share your experiences with your teen. Remember that life is about learning and recovering from our mistakes, and that stories are often the best teachers.

Note: We encourage you to visit our Resources page and download your FREE copy of our Personal Balance Sheet Assignment to share with the young adults in your life. Making sure they understand their own value is a crucial part of making good choices!

10 Financial Mistakes You Should Avoid

Money, money, money.

Few things in life generate as much interest yet demand more responsibility. And while money itself will not bring happiness, mismanaging it can surely ruin a peson’s chances  for success and cause a lot ofUNhappiness.
The principles of wise financial management aren’t that tough to master. You simply need to know the basics and abide by the disciplines and key principles. It also pays to understand and avoid these ten most common financial mistakes:

  1. failure to set goals and plan for major purchases and retirement
  2. spending more than you earn and failing to budget and monitor expenses
  3. incurring too much debt, including excessive credit card usage
  4. investing too little and starting too late
  5. incurring significant fixed expenses that can’t be reduced in difficult economic times (e.g., spending too much on housing and cars)
  6. ill-timed investment decisions (“buy high, sell low” habits and market timing)
  7. poorly diversified investment portfolios (overly concentrated in high risk stocks)
  8. impulse buying and lack of value consciousness when shopping
  9. inadequate financial knowledge
  10. lack of discipline and personal responsibility

We all need to keep these principles in mind both now and in the future. Periodically review how you’re doing in each of these areas, and encourage the young people in your life to do the same.

If we can all successfully avoid these traps, we’ll be in excellent financial shape!

What are some ways you’ve learned to avoid–or overcome–costly money mistakes in your own life? Do you ideas for passing these principles on to young people? Please share your suggestions and comments below.

7 Easy Tips for Learning to Speak Comfortably in Groups

What do people most frequently mention as their greatest fear? Public speaking in front of an audience! (I know this all too well, having botched my wedding vows and the two lines in my 8th grade play!) The good news is this fear (and insecurity) can be overcome with proper training and experience. It’s a leadership and life skill that deserves high priority in every school and in every grade.
One reason we hesitate to “put ourselves out there” in front of a crowd is our fear of saying something stupid or our mind going blank just in time for the punch line.  However, speaking comfortably in front of groups is a skill that can be learned—I’m proof of that. Developing this skill helps immensely in life, especially in your career where so many positions and opportunities demand excellent communication.

Here are some helpful communication confidence boosters:

  • Lower your expectations of yourself—you don’t need an orator’s eloquence to deliver a successful presentation. What’s important is that you are clear, interesting, enthusiastic, and relevant to your audience.
  • Take comfort that you usually know more about your subject than your audience and only you know exactly what you want to say. If you make a small mistake, it is very likely that no one will notice.
  • Recognize that most audiences want you to succeed and are on your side. They are not judging you.
  • Avoid excessive detail. Conciseness is your friend.
  • Tell stories. Make your presentation personal.
  • Show lots of enthusiasm and expression. This means smiling and being congenial, as well as aware of your body language. How are you standing? Are you gesturing with your hands? Gestures can aid in your presentation, but can also be distracting if overdone.
  • Try to have fun with it! And, recognize that a little nervousness is okay—they won’t even notice it!

If all else fails, you can always try the “imagine your audience in their underwear” trick. Frankly, that never worked for me, but it might for you.

I’m infinitely better in front of groups than I used to be since adopting the above strategies, and it’s opened up so many opportunities. If I can, you and the young people in your life can, too!

Are you comfortable speaking in front of groups? What hurdles do you need to overcome to build your confidence? What personal tips have helped you in your public speaking?

Finding That Job!

One of the greatest unknowns for college students is predicting what the job market will be like when they graduate. After all, it’s four years down the road and lots can change in the meantime. The answer will be based on the state of the economy and the supply and demand picture for their career choice. Unfortunately, these factors are simply outside of our control.

Even if a young person’s path doesn’t include college, they’ll still be facing this kind of uncertainty. If the unemployment rate is low, chances are they’ll have little difficulty landing a good job. If it’s high, who knows how long it could take? Plus, they’ll have to work that much harder just to get their foot in the door.

So, how can all of us help? What are ways parents, educators, mentors and friends can help young people find the jobs they’re looking for—and progress once they find them?
Young adults need to be savvier and more competitive than ever to find, land, and advance in the jobs of today’s work place. Here are some suggestions you can share to help position them for a thriving career:

1. Use your existing networks. No matter how talented we are, we all need people who will go to bat for us, both personally and professionally. Their invaluable assistance can take the form of introductions and connections, references and advocacy, decision-making in our favor, an information source, or general help. They help us gain access to strategically important people. It’s like having our very own sales force!

The employment recruitment process has changed night and day since I was younger. Nowadays, it’s all about online applications that seem to disappear into the proverbial black hole—it’s SO impersonal and frustrating. Somehow, some way, our application needs to stand out. No doubt about it, the best way is to have an insider advocating on our behalf. It adds a measure of dependability and reassurance to the hiring manager, and that’s huge. It may not land us the job, but it helps get us into the game.

2. Broaden your base of employment prospects. Spread your net wide. Talk to others in your field. Read trade journals and industry bulletins, blogs, and newsletters. What’s going on in your industry of choice and where are the jobs? There are likely companies for which you could work that you haven’t even considered. My editor’s son is a land use planner who works for a county government. He recently discovered that a large aircraft manufacturer in our state regularly hires land use planners. He was surprised; he’d never even considered the thought of working for a company like that. Now that he knows, it’s an avenue he plans to pursue in his next steps.

3. Be flexible with respect to location. This point is short but important. Many times you’ll have to go to the job; it won’t come to you. The more flexible you can be about this, the more marketable you are.

4. Develop your competitive edge. Our world is much more competitive than ever before. Our economy has become service-oriented and knowledge-based, which has changed everything. Now, you have to demonstrate something special (i.e, skills, experiences, and achievements) in order to land the job and advance in your career. Together, these make up your competitive edge. Consider what would stand out about you to future employers during your eventual job search. Go the extra mile to become better qualified through experiences and continuing education. If you’re lacking a skill or a professional qualification, attack it with full force! Demonstrate an attitude of continuous improvement and a commitment to excellence. Show results and impact. Create great personal stories that will inspire employers. If you don’t, remember that someone else will—and they’ll wind up with your job or promotion!

This is only part of the picture! Join us next week for part two of this blog: How to Market Yourself and Move Ahead in Your Career Field.

How have you found and moved ahead in your job(s)? Do you think things are easier, harder, or the same for young adults in today’s job market? How can we help encourage students in finding and landing the right jobs? We’d love to hear your thoughts?

Positioning Students for Workplace Success

Are the young people under your supervision—children, students, or employees—prepared to soar in their eventual career? Not just to land the job, but to be a workplace MVP?

 

With high youth unemployment and all-consuming scholastics and activities driving their schedules and priorities, many of today’s young adults are entering the work force sorely lacking the skills and maturity they need to thrive in the real world. We hear from employers all the time: “They may be book smart, but they’re certainly not life smart,” or, “They can write a resume and complete an application, but they lack the intrinsic qualities and life skills we need in our employees.” Many students understand how to succeed in the “front end” (resume and interview skills), but aren’t trained to succeed once they land the job.

 

At LifeSmart, we’re excited to announce our newest resource designed to help create future workplace superstars! Our new DVD, How to Be an MVP Employee. offers invaluable perspectives from employers and four road-tested strategies for succeeding in any career:

  • Selecting a career that plays to their natural strengths and interests
  • Modeling the qualities employers value
  • Delivering on-the-job excellence
  • Contributing to their employer’s success

 

This 45-minute live presentation at Appleton West High School includes illustrations, skits, training, and strategic insights to promote career readiness and workplace excellence. Viewers will gain practical wisdom about what separates those who soar from those who stagnate in their careers.

 

For $79, you can bring this valuable training into your own classroom or group. How to Be an MVP Employee will help prepare the young people in your life to reach their career heights and to succeed in the increasingly competitive landscape of today’s workplace.

 

For more information or to order, call (920) 319-3169 or email at dtrittin@dennistrittin.com.

4 Steps for Choosing the Right College Major and Career for you

Which situation would you rather experience? Working for a company you admire, fully utilizing your skills, building life-long friendships, and having the opportunity to grow professionally, OR hating your job, spending most of your waking hours bored, frustrated, and stressed out, and working for an employer you don’t care for, where you’re not rewarded for a job well done?

 

Obviously the first situation is the right answer, but, unfortunately, far too many people get stuck in a job or career rut.  

 

Often, people end up with career misery because they don’t do their homework. Choosing your major and career should be one of the most fully researched decisions of your life, yet not everyone approaches it this way.  Doing your homework on these four steps will help you select a well-suited career.

 

Step 1: Conduct a comprehensive self-assessment. This involves taking an honest and objective inventory of your:

  • Interests and passions
  • Skills and aptitudes
  • Lifestyle and workplace preferences
  • Willingness and ability to obtain the necessary qualifications

 

Step 2:  Develop a list of potential careers that align with the above four areas. Meet with admissions counselors and professors. Attend career fairs. Review the recommendations from any aptitude tests you’ve completed. Meet with actual practitioners in each career area to gain invaluable inside scoop. Speak with others who know you best to gain their perspectives.

 

Step 3:  Investigate the demand outlook for the careers you’re considering. Research which careers are experiencing strong job growth and which majors will qualify you. For every major you’re considering, thoroughly evaluate the employment prospects for their respective careers. If the job outlook is weak, go elsewhere. Have frank conversations with the college Department Heads regarding the employment outcomes of recent graduates. How many found work in their field?

 

Step 4:  Seek out work-study, internship, and job shadowing opportunities to get a taste of what the career is like. This will provide a firsthand reality check and either confirm or reject your preliminary conclusions.

 

            Once you complete this four-step process, you’ll have narrowed down your major/career choices to a few finalists. Don’t be surprised, though, if your thinking changes as you take more advanced classes and learn more about that career. After all, most college students change their major at least once. I did twice!   

 

A great research tool is the Bureau of Labor Statistic’s Occupational Outlook Handbook, which you can find at www.bls.gov/oco. On this site you will find the descriptions for hundreds of occupations, in addition to their education and training requirements. Also listed are average earnings and future projections for growth in each profession. Need help starting to identify which jobs and careers might be a good fit for you?  Also check out this website: http://www.bls.gov/k12/index.htm. It’s called, “What Do You Like?” and can help you narrow down your options based on your own interests.

 

Parents, youth mentors, and educators: Please consider sharing this email with the career-bound students in your life. Use it as a bridge to opening conversations about life direction, career options, and preparation for life as an adult. Then feel free to share your comments and testimonials with our online community; we’d love to hear your thoughts!

The Mother of All Financial Musts

We’ve all heard the age-old saying that money will never truly make you happy. However, mismanaging your money and making poor financial decisions can be a life wrecker!
 
Believe it or not, money problems are among the top reasons for divorce, alcoholism, and suicide in the United States. Therefore, it is crucial to become a wise manager of your financial resources. Financial literacy should be one of your greatest learning priorities, and it should be a core requirement for our nation’s educational institutions.
 
Fortunately, having a positive (and growing) net worth is not rocket science. If you follow this one tip, you will be on the path to responsibly managing your finances and avoiding major financial pitfalls. Are you ready for it?
 
Live within your means by spending less than you earn—no matter what your income level. It’s that simple!
 
In order to generate positive cash flow, you must spend less than you make. This means conservatively estimating your income and ensuring you have funds leftover after all of your spending. Major trouble can set in when you overestimate your income (common in careers with cyclical earnings), underestimate your spending, or charge more stuff on credit cards that you can’t afford to pay off each month.
 
When determining how much you earn (and therefore the limit of what you can spend), here is where some people run into trouble. You will want to avoid these mistakes at all costs to enable you to live within your means:

  1. They forget that their take-home pay is roughly 60 percent of their gross salary (after taking into account deductions like federal and state income taxes and Social Security)
  2. They assume that a spike in their income is the new “normal” level of earnings and ratchet up their spending accordingly.
  3. They assume their strong investment returns in the recent past will persist.

 
It’s important to recognize whether your career provides a steady or volatile income. Generally speaking, the more your income is tied to sales (e.g., real estate agents, commission-based retail sales) or project work (e.g., writers, architects, actors) the more it will fluctuate over time. This income pattern presents unique challenges in your financial planning because you can’t forecast the next few years based on the recent past. Therefore it pays to average peak and trough earnings to calculate “normal” earnings more conservatively.
 
Consequently, people often overestimate their future income when they just had a great year. Then, they increase their spending just when their income falls back to normal. Not good!
 
Another helpful rule of thumb is to earmark your income first to charitable giving and investments and then to spending. It adds discipline when you force yourself to save 15+ percent of each paycheck. By thinking of your spending as the “leftovers” rather than your savings, you’ll avoid the trap of living paycheck to paycheck.
 
Plan your income conservatively and spend accordingly—it’s far better to be positively surprised than disappointed! 

4 Ways to Avoid Being Socially Awkward

Have you ever noticed that there are some people who seem to have it all (good looks, book smarts, sense of humor), but come across as socially awkward in business or social settings?

There have been times that each of us has lost an audience for one reason or another. Whether it is from talking too much about ourselves, excessive detail, arrogance, bad body language, or even an unappealing communication style, we sometimes miss the mark. It’s never fun for the people involved, but the good news is we can reduce the odds and limit the damage when it happens.

Here are four markers of great communicators.

  1. Great communicators analyze nonverbal cues. By studying your audience’s facial and body language, you will be able to gauge the impression you’re making. If they seem bored or disinterested (their eyes will show it!), raise your enthusiasm level or change the topic to something about them. This brings us to our second point.
  2. Great communicators are good listeners. No one wants to listen to a 10-minute monologue about your great grandpa’s bubblegum business[DT2] . When talking with others, be sure to engage them in the conversation and ask lots of questions about themselves. (Here, it’s wise to use the 60/40 rule…let the other party do 60% of the talking.) Where did you grow up? How did you meet your spouse? How do you spend your free time? These questions are easy to answer and can take uneasy tension away from a conversation. People love to talk about themselves!
  3. Great communicators make sure to clarify. Some of the best conversations can get detailed or technical, especially in professional settings. In order to hit the mark, be sure you’re clear and don’t talk over their head. Just because you know what you’re talking about doesn’t mean your audience does. Check in during conversations, or pause and allow time for them to ask questions.
  4. Great communicators learn from the best. Let’s face it, some people just “get it” when it comes to communicating with others in social and professional settings. Carefully observe them and learn from their secrets. It’s easy and it’s huge! Also, if you’re really feeling insecure about your social skills, ask your BFF how you can come across better. They’re on your side!

Your ability to successfully communicate is a vitally important skill to master. By being sensitive to your audience’s nonverbal cues, listening well, and being a clear communicator, you’ll improve your odds immensely. With these tips, hopefully you will end up not only appearing like you have it all, but communicating like you do, too!

Have you learned how to monitor others’ reactions to you? What do you feel is your best communication asset? Do you have any other personal tips you’d like to share?

Handling Situations You Can’t Control

As much as we hate to admit it, most of us like to be in control. Control gives us freedom, power, and even confidence. It allows us to steer our own course. Be the captain of our own ship.

But what happens when we lose it? Click here to read more…

As young adults head off to college or into the workforce, they’ll be in the driver’s seat for the first time; free from their parents’ day-to-day oversight. At last, they will experience the sweet feeling of “control.” They’re excited about their newfound freedom. But is it really this easy? Of course not. After all, much will still remain outside of their control. How will they handle this new reality? Have you prepared them well?

Consider these real-world scenarios:

  • They don’t get along with their roommate
  • They just bombed their first science final—so much for majoring in biology!
  • Just when they’re about to graduate and search for a job, the economy tanks
  • They don’t land the job they desperately wanted
  • They don’t care for their new supervisor
  • It rains on their wedding day
  • Their car broke down
  • A boyfriend or girlfriend breaks up with them
  • Someone they love is diagnosed with a life-threatening illness

Control? Think again! Although young adults are becoming more independent, they’ll quickly learn that this idea of control is a myth. Unexpected road bumps are the norm and will continue to be for the rest of their lives. They’ll have to deal with each unique situation the best they can, like we all do. Incidentally, most of the above examples happened to me!

Essentially, we all have two choices in facing tough, out-of-control situations: 1) stew and sulk about the circumstances and be consumed with self-pity or 2) accept the things you can’t control, work the problem, and make the best of it. You may not like the circumstances, but you can focus on what you can control, and try to glean something positive from it.

For example, you can’t control a roommate who you don’t get along with. However, you can choose to accept the situation and control the way you communicate with him or her. You can’t control not getting your dream job, but you can control your resume and sharpen your interview skills. See where I’m going?

It’s important for young people—for all of us, really—to understand that we have a choice in how to deal with matters beyond our control. For your own sake and for those around you, adopt the second approach. It’s not always easy but it’s far better than the alternative!
Remember, control what you can, but accept the things you can’t!

How do you handle things when life doesn’t go your way? Do you have a strategy that works well for you? If you have young people in your life, please share your ideas and thoughts with them so they are properly equipped, too.

6 Interview Tips to Help you Land that Summer Job

If you are a young person getting ready to embark on the search for a summer job or know someone who is (hello parents, teachers!), then this post is for you!

Whether you’re attempting to land your dream position, an internship, or a temporary summer job, everyone needs to be in top form for interviews in this challenging job market. Here are some tips that will help set you apart and avoid any deal breakers when the pressure is on.

Tip 1: Make a great first impression. You might not realize this, but the first 30 seconds of an interview can make or break your chances of landing a job. Your chances could be shot if you don’t make an strong first impression. Be friendly, confident, enthusiastic, and polite. Smile, keep good eye contact, and have a firm handshake.

Tip 2: Be likeable! Employer surveys routinely identify “likeability” as one of the most important selection factors among similarly qualified candidates. In most job searches, there are any number of eligible applicants, but employers will not hire someone unless they think they would enjoy working with them. Think of it as a “next door neighbor” test. Can they see you as their next door neighbor? You’d better hope so!

Tip 3: Avoid negativity and arrogance at all costs. You want to portray yourself as friendly, positive, enthusiastic, and relaxed (but not causal!). Highlight your strong points and achievements with humility.

Tip 4: Be professional in your appearance and grammar. Many job candidates don’t think to eliminate slang or text jargon from their vocabulary during an interview, but it’s important. Be crisp and present yourself as if you’re applying for your dream job, even if this isn’t it.

Tip 5: Don’t do all the talking! Engage the interviewers with thoughtful questions about the company or open position. Do your research before the interview by reading the company’s website, mission statement, current news, etc. This will give you insight and provide fuel for some engaging questions that will create conversation.

Tip 6: If you’re a nervous wreck before an interview, cough! It sounds silly, but it truly helps. It’s actually more therapeutic than a deep breath. It also doesn’t hurt to keep a handkerchief in your pocket!

 

What kind of impression do you make on others who don’t know you well? How would they rate you on the likeability scale? What have your past interview experiences been like? Successes? Failures?